Borrower needed funds to consolidate debts, clean-up credit, and infuse his business for the new year ahead. By cross-collateralizing two side-by-side waterfront homes, we were able to dramatically reduce his debt ratio and set him back on course for success. These homes are the nicest in the immediate area and impossible to compare in a fast appraisal. We were able to deduce value quickly, making the loan process trouble-free for both the borrowers and their broker.